If that overcharged medical bill is inaccurate, blame it on human error. By an average count, a chain of 267 people create a bill before, during and after your hospital stay. If you are not being on the wrong side of suspicious billing so far, consider yourself lucky. A recent study by Medical Billing Advocates of America found that eight out of 10 medical bills contained overcharging and errors. Honestly, the odds are heavily loaded against you.Erred bills not only, unnecessarily cost consumers bombs; they also sabotage credit score of good bill payers and their ability to secure mortgages, credit cards and mobile phone plans at better price points. According to a Federal Reserve study, medical bills account for nearly half of all reported collections. Due to unpaid medical bills, about two in five Americans are negatively impacted with lower credit rating. The funny thing is, a financial sinner with a lower credit score will bear the burn less than a someone with a higher score.Here, I have laid down four ways to take on inaccurate billing:1. Coordination at provider’s office: Your super bill has information keyed in by personnel who take your primary, co-pay and insurance information and physicians who administer the actual healthcare. Before claims submission, make sure you clear all doubts about your concerns.2. Cross checking: Double checking patient and insurance information ahead of claim filing is critical. Lack of inspection of incorrect information is one of the easiest mistakes that can be avoided. A lot of times, a particular service that shows up on your bill, may not be intended for you. There are possibilities that doctor has not prescribed that treatment and by mistake it landed on your bill. The best way is you call your center/doctor and confirm.A call to your healthcare center for review also helps. Larger centers have in-house resource for such ‘internal audits,’ so it’s a great way to make use of them.3. Follow up on claims, challenge denials: Follow up with insurance representative to avoid and anticipate errors. If you notice some suspicious additions on your insurance explanation of benefits (EOB), don’t delay calling your insurance customer rep and ask for a justification. Such errors can easily be corrected4. Be aware of trends: Be aware of what’s happening around new found illness and their new treatments as medical billing codes change with updates in regulations.